Secured Credit Cards

These are revolving charge cards that function the same as unsecured credit cards. They feature a Visa, Mastercard or Discover logo and can be used at merchants and ATMs worldwide. The only difference is they are issued by banks to consumers who have a lower credit rating or past payment problems. They do require a security deposit or savings account at the issuing financial institution. Your available credit balance is determined by the amount of money held in security. These accounts are an excellent way to establish new credit or rebuild your credit rating.

Our Top Picks:

Full-feature Platinum MasterCard secured credit card. No credit history or minimum credit score required for approval. Monthly reporting to all 3 major credit bureaus to establish more credit history. Quick & complete online application. Secured by your deposit of $300 - $2,000. 24/7 access to your account online. Deposit held at FDIC-insured bank. Apply Now! * Terms and conditions apply.

The Orchard Bank® Visa® Credit Card can help you get your credit back on track. We report monthly to all three major credit bureaus giving you the opportunity to rebuild your credit with good payment behavior! Get pre-qualified in less than 1 minute! It is our goal to offer you the credit card that best fits your credit profile based on your consumer credit report and other information you provide us. You may be offered a secured card or an unsecured card which will be disclosed before your application is processed. Apply Now! * Terms and conditions apply.

Consumer Learning Center - Helpful Articles on Credit Cards

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